Free tool for chauffeur companies

What does taking card payments cost?

We separate your processor’s fees from any booking platform commission. Enter your figures to compare the monthly bill, annual cost and cost per ride.

Currency labels the amounts; we do not convert them. Enter the fixed fee in the same currency.

Your monthly figures

EXAMPLE inputs only, including the prefilled fees. These are not any provider’s prices. Check and replace them with the terms in your processor and platform contracts.

We assume one full card payment per ride. Monthly amount and average fare are linked through the transaction count; the selected mode decides which you enter.

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Free tool for chauffeur companies

Your payment cost estimate

Both scenarios use the same processor fees. Annual figures assume twelve identical months; cost per ride stays the same. This estimate excludes subscriptions, taxes on fees, refunds, chargebacks and currency conversion.

Processor plus platform commission

Processor fees
Per month€440.00
Per year€5,280.00
Platform commission
Per month€600.00
Per year€7,200.00
Total payment cost
Per month€1,040.00
Per year€12,480.00
Cost per ride
Per month€5.20
Per year€5.20

Your own processor account, no commission on top

Processor fees
Per month€440.00
Per year€5,280.00
Platform commission
Per month€0.00
Per year€0.00
Total payment cost
Per month€440.00
Per year€5,280.00
Cost per ride
Per month€2.20
Per year€2.20

Free tool for chauffeur companies

How we calculate the cost

We multiply monthly card volume by the processor percentage, then add the number of transactions multiplied by the fixed fee. Platform commission is the same card volume multiplied by its percentage. We add both costs, multiply by twelve for the year and divide by the number of rides for cost per ride. The second scenario removes only the platform commission.

  • A worked example, not a provider quote

    For 200 rides at €100.00, card volume is €20,000.00. At an EXAMPLE rate of 2% plus €0.20 per transaction, processing costs €440.00 a month. An EXAMPLE 3% platform commission adds €600.00: total €1,040.00 a month, €12,480.00 a year and €5.20 per ride. With no commission on top: €440.00 a month, €5,280.00 a year and €2.20 per ride.

Free tool for chauffeur companies

What to check in your processor contract

Use your own contract and recent statements to choose the figures. A single percentage may only be an approximation.

  • Interchange++ or blended pricing

    Check whether the quoted rate includes interchange and card scheme fees, or whether these are added separately. Check differences by card type and issuing country.

  • Refunds and chargebacks

    Check which processing fees are retained after a refund and which fees apply to a dispute or chargeback.

  • Currency conversion

    Check charges when the card, payment and settlement currencies differ. This calculator does not include conversion costs.

  • Payout timing

    Check the payout schedule, reserve or hold conditions and any fee for faster payouts.

Payment cost questions

Are the prefilled rates actual processor prices?

No. Every prefilled amount and rate is an example, not a quote or a market average. Replace them with the terms agreed with your processor and booking platform.

What if we take a deposit and a balance payment?

That can mean two fixed transaction fees for one ride. This simple estimate assumes one full card payment per ride. With split payments or several rides in one payment, calculate the fees using the actual transaction count and divide the total by your actual ride count separately.

What does the no-commission scenario change?

It removes the booking platform commission and keeps your entered processor percentage and fixed fee. It does not assume a cheaper processor rate. Both percentages apply to the same entered card volume; if your platform uses another base, calculate that commission separately.

Does 0% TransferCRM commission mean free processing?

No. Payments in TransferCRM run on your company’s own Stripe account. We add 0% payment commission; Stripe’s own fees apply. Your TransferCRM subscription is a separate cost and is not included in this calculator.

Your Stripe account. No commission from us.

In TransferCRM, payments run on your company’s own Stripe account. We add 0% payment commission. Stripe’s own fees apply; your TransferCRM subscription is separate.